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WebFeb 28, 2024 · That means that credit card companies, banks, stores, apartments, and anybody else that usually requires it will be unable to pull your credit. Which means they can’t open an account in your name. Of course, this means that you also can’t open an account while the credit report is frozen. WebMar 28, 2024 · What to do when your credit card gets declined If you have a declined card, you should call your credit card company immediately. Most cards will have a contact number on the back of the card. You should expect to answer a few security questions to verify your identity. WebNov 8, 2024 · To stop these blocks, simply call the bank to let its representatives know that you will be making the transaction. If the card has already been blocked, you'll normally be able to reverse the bank by calling to explain the circumstances or by visiting a branch. phone number for login.gov support